B2B Finpal is a Malaysian peer-to-peer (P2P) lending platform launched in 2017 and regulated by the Securities Commission Malaysia. It connects individual and institutional investors with SMEs seeking financing—offering a robust digital marketplace for short-term, unsecured business loans. The platform leverages fintech solutions to streamline credit decisions and portfolio diversification.
Platform Offer for Investors:
- Access to SME loan notes with expected returns up to 12.6% per annum, depending on risk and tenor.
- Minimum investment: RM100 per note, enabling diversification across credit-worthy borrowers.
- Features like Auto-Invest help build balanced P2P portfolios.
Platform Offer for Fundraisers:
- Malaysian SMEs can borrow up to RM1 million in collateral-free financing.
- Available financing products include:
- Invoice financing
- Working capital financing
- Purchase order financing
- Property-secured financing
- Application process is streamlined, with rapid access to funds following approval.
Individuals of at least 21 years old and Corporate are eligible to apply as our Investor. Currently for Malaysian resident only.
B2B Finpal offers to invest in various crowdfunding opportunities from the SME sector.
At B2B Finpal, you can start investing with MYR 100.
The investment models B2B Finpal operates is P2P lending.
