Alixco provides investors with opportunities to earn fixed-income returns by investing in vetted Malaysian SMEs. Investors have control over which campaigns to fund, allowing them to tailor their portfolios according to risk tolerance and investment goals. All investments are contractually backed, risk-assessed, and legally binding, with funds managed securely through a trust account overseen by Maybank Trustee Berhad.
SMEs incorporated in Malaysia can raise capital through Alixco’s P2P financing and ECF services. The platform offers a streamlined, digital application process, enabling businesses to access funds typically within 2 to 7 days. Alixco supports fundraisers by providing exposure to a network of investors and facilitating flexible loan terms tailored to the company’s needs.
To invest on Alixco, individuals must be at least 18 years old. The platform accepts both Malaysian and foreign investors, provided they comply with their local laws and regulations.
Investors: Alixco does not explicitly state fees charged to investors; however, standard transaction or processing fees may apply depending on the payment methods used.
Fundraisers:
Due Diligence Fee: RM100 per company director.
Hosting Fee: 2% to 6% of the gross investment amount, depending on risk grade, tenure, and financing amount.
Repayment Fee: 0.35% to 2% of the gross repayment amount, charged on each repayment.
Alixco offers to invest in various crowdfunding opportunities from the Real estate, SME sector.
At Alixco, you can start investing with MYR 1,000.
The investment models Alixco operates is Equity, P2P lending.
