Afluenta

Personal loans

Afluenta is a peer-to-peer (P2P) lending platform operating in Peru, facilitating direct financial interactions between individual borrowers and investors without traditional financial intermediaries.

Minimum investment

1,500 PES

Advertised return

37%

Investors

2,112

Payment options

Credit card, Direct debit

Total funding volume

27,793,588 PES

Average loan duration

20 months

What does Afluenta offer ?

Platform’s Offerings for Investors:

Investment Opportunities: Investors can fund portions of loans to diversify their portfolios and potentially earn returns.
Estimated Returns: The platform advertises an estimated annual return of 37.0% for investors, though actual returns may vary based on loan performance and other factors.

Platform’s Offerings for Borrowers:

Personal Loans: Borrowers can apply for personal loans up to S/ 20,000, repayable over periods ranging from 6 to 36 months.
Online Application: The loan application process is entirely online, providing a quick and convenient experience.

Who can invest on Afluenta ?

Any natural person (over 18 years of age) or with tax residence in Peru.

What are Afluenta fees ?

These fees vary depending on your bank and the branch where your account is open, up to S./ 3.5 + VAT plus 0.5% + VAT of the transferred amount. See fees .

Profile strength: Strong

Would you invest via Afluenta?

What is the target industry of the Afluenta crowdfunding website?

Afluenta offers to invest in various crowdfunding opportunities from the Personal loans sector.

What is the minimum amount needed to invest at Afluenta crowdfunding platform?

At Afluenta, you can start investing with PES 1,500.

What types of investment does the Afluenta crowdfunding platform provide?

The investment models Afluenta operates is P2P lending.