• Experienced project developer: The client has been operating in the real estate market since 1997 and has completed 8 residential projects with a total area of 8,400 m². The accumulated experience enables efficient management of projects from development to successful completion.
• Exceptional project location: The pledged property is located in Vytėnai, a prestigious and rapidly developing Kaunas district, known for its convenient infrastructure, peaceful residential environment, and steadily growing property value. The location is considered one of the most attractive residential areas in the city.
• High liquidity of the pledged property: Due to its location and the growing Kaunas real estate market, the pledged property has high liquidity, and potential realization is expected within a short period.

Interest rates by investment amount:
– From 100 EUR to 349 EUR – 8.50%
– From 350 EUR to 749 EUR – 8.75%
– From 750 EUR to 3,499 EUR – 9.00%
– From 3,500 EUR to 9,999 EUR – 9.25%
– From 10,000 EUR and above – 9.50%
Important: Separate investments are not cumulative and cannot be combined.

About the project:
In the previous financing stage, the project owner raised funds through PROFITUS for the development of a semi-detached house. The loan funds were used for property finishing works and refinancing an existing loan from another creditor.

According to the Centre of Registers, the apartments are 83% complete, but in practice, they are finished from partial to full completion. Since the last property valuation, additional works have been carried out – interior doors installed, furniture added, and minor plumbing completed – increasing the property value.

Currently, the project owner has sold one of the apartments and repaid part of the loan. In this financing stage, the client aims to refinance the existing PROFITUS loan, settle with investors, and extend the loan term to complete the sale of the second apartment.

Loan information:
The loan will be repaid from the sale proceeds of the pledged property. Interest to investors will be paid from advance payments received and the company’s working capital. The projected sales revenue is EUR 230,578.51 (excl. VAT).

The maximum planned project financing amount is EUR 346,000. The project will be financed according to the current pledged property valuation until the maximum loan-to-value (LTV) ratio is reached. Once the maximum LTV is achieved, a new valuation will be performed, and further financing stages will be launched only if the maximum LTV is not exceeded.


The fundraising period is planned to last 7 days, with the possibility to extend up to 30 days if the target amount is not reached.