There are 24 SME crowdfunding platforms in Switzerland. They offer Equity, Debt, P2P lending, Reward, Tokenized or Donation investment opportunities for retail and accredited investors.
The minimum investment amount varies from platform to platform and usually depends on the industry or particular platform goals. On this listing, you will find crowdfunding platforms that offer investment opportunities starting at 1€ with a maximum investment amount of 20000€.
As a crowdfunding platform directory, we verify the most active crowdfunding platforms if they reach out and claim their profile. On this listing, 4 crowdfunding platforms claimed their profile. They include OOMNIUM, Maclear, Scramble, Acredius and others.
Fun fact: among all the crowdfunding platforms listed here, the oldest has been founded in 2008 and the youngest in 2024.
The crowdfunding phenomenon has significantly democratised the niche by making it more accessible for non-accredited and retail investors. It’s safe to say that both sides involved have been experiencing a new development influx. As more companies join the market, the more diverse and innovative the industry becomes. Still, it would be inaccurate to label this investment opportunity as universally good for everyone.
An investor gets a chance to tap into a new market with a relatively low initial investment. Fundraisers can access a larger pool of investors/donators and, in this way, increase their chances of accomplishing their goals. As compelling as it may look, we won’t tire of warning you that there are risks to be aware of.
While SME crowdfunding companies in Switzerland most likely operate under the same legal framework, we still recommend reviewing and analysing each provider individually for past performance, loan default rate, financial reports for previous periods, review from investors using the platform etc. The business industry’s previous background, local economic and social conditions also play a big role.
You must have read this before, but it all comes down to the platform’s thorough reliability research before investing. It’s not only your “safety belt” in terms of potential risk, but it’s also necessary to learn about all the opportunities possibly involved to benefit your portfolio.
So, to wrap up the answer, it may be a good investment option depending on your goals and available resources.
These recommendations are an essential kit to kick off your investing portfolio.
As of 2022, all European crowdfunding providers must have ECSP (European Crowdfunding Service Provider) licence to carry on their operations. ECSPR does not govern business models like P2P lending, however, other regulations apply to them.
SME crowdfunding in the UK is overseen by the Financial Conduct Authority (FCA).
Other non-EU countries have their local regulatory bodies.
Depending on the project specifics, the tools and strategy may vary. Nonetheless, these universal steps can apply to most cases and help you reach your goal.
In a nutshell, platforms receive their profit from various fees: subscription/membership fee or percentage of the total amount raised, the so-called “success fee”. As a rule, it’s about 3-5%.
Some providers offer additional services to help you promote a campaign, for instance, paid advertising or marketing consultations.
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