TWINO

TWINO is a Latvian based P2P lending platform, which started its activity in 2019. To date, more than EUR 1 billion has been invested through the platform by investors. The platform offers four loan types, which are consumer, business, real estate loans and invoice financing. TWINO has received its investment brokerage licence recently. The platform has its own loan originators, which are mentioned on their web page as related to the TWINO Group.

TWINO is one of the biggest players in the P2P lending industry in Latvia, which offers the opportunity to investors to invest in four loan types with the promised return of 12% annually. The platform offers essential features for making investing much easier and attractive such as autoinvest and secondary market. TWINO has more than 300 members and a quite experienced and professional management team. The platform provides annual reports and other important statistical figures, which makes the platform more transparent and trustworthy. However, the latest annual report has been published yet and can mislead investors because it is important to see the financial health of TWINO in 2020 as it was a tough year due to global pandemic.

TWINO shares information about its owner and managing team. TWINO management team is built of experienced professionals, who have strong backgrounds such as in finance. Key management members are coming from good academic backgrounds as well, such as Stockholm School of Economics Riga and Riga Business School. TWINO has more than 300 employees worldwide, which are working in different teams.