Offer for Investors:
The platform offers two Shariah-compliant investment options: equity (shares) and sukuk (Islamic debt instruments). Sukuk come with defined maturities of up to two years, are asset-backed, and provide returns through profit-sharing margins. Shariah equity investments offer dividend income along with the potential for capital gains. After a one-year holding period, these equity shares become tradable on the platform’s secondary market.
Offer for Fundraisers:
- Only Indonesian legal entities (PT) can issue securities.
- Those seeking Shariah-compliant funding through share or sukuk issuance benefit from Shafiq’s support—covering business and Sharia compliance review, issuance, escrow, KSEI notifications, and ongoing regulatory reporting.
SHAFIQ is open to both Indonesian residents and foreigners.
- Indonesian residents must be 17 years old and complete the digital KYC.
- Foreign investors can participate only in sukuk projects.
Investors pay a platform fee of 0.50% (before VAT) on each investment
SHAFIQ offers to invest in various crowdfunding opportunities from the SME sector.
At SHAFIQ, you can start investing with IDR 1,000,000.
The investment models SHAFIQ operates is Equity, Debt.