• Extensive experience and professionalism: The project owner has implemented over 10 residential projects. This wide range of projects demonstrates the project owner's long-standing experience and professionalism in the real estate sector.
• Guarantee: A personal guarantee is provided for the entire loan amount.
• High liquidity: Due to its attractive location and the growing Kaunas real estate market, this property has high liquidity.

Interest by investment amount:
– From 100 EUR to 299 EUR – 8.90%
– From 300 EUR to 999 EUR – 9.40%
– From 1 000 EUR to 4 999 EUR – 9.90%
– From 5 000 EUR to 14 999 EUR – 10.40%
– From 15 000 EUR – 10.90%
Important: investments made separately are not aggregated and cannot be pooled.

About the project:
The project owner seeks to refinance an existing loan as they have not been able to sell the mortgaged property. The project owner is mortgaging a 175.59 m² residential house in Kaunas, which they plan to sell by the second quarter of 2025.

Loan information:
This loan will be covered by the proceeds from the sale of the mortgaged property, which is estimated to be EUR 379,000 including VAT. Interest payments to investors will be made from the company's operating income.

Maximum planned project financing: EUR 200,000. The project is financed based on the current valuation of the mortgaged property until the set maximum loan-to-value (LTV) ratio is reached. Upon reaching the maximum LTV, a new property valuation will have to be carried out, and further project financing rounds will be announced and collected only if the set maximum LTV is not exceeded.

We plan to raise the required amount within 7 days, with the possibility of extending the period to 30 days if the funds are not raised.