Platform’s Offerings for Borrowers:
Mortgage-Backed Loans: Borrowers can access loans up to S/ 1 million using their property as collateral. The platform offers flexible terms and competitive interest rates, with a streamlined online application process.
Platform’s Offerings for Investors:
- Factoring Services: Businesses can obtain immediate liquidity by selling their accounts receivable, receiving funds in less than 48 hours.
P2P Lending with Real Estate Collateral – Investors fund loans for small businesses, secured by real estate, with potential annual returns of ~20%.
Invoice Factoring – Earn up to 18% annually by purchasing discounted invoices, offering short-term liquidity to businesses.
Secure & Regulated Investments – Real estate-backed loans and vetted invoices reduce risk, with Prestamype operating under financial regulations.
Easy & Transparent Process – Investors select opportunities, fund them online, and receive returns as per the agreed schedule.
Any natural person (over 18 years of age) or with tax residence in Peru.
Prestamype offers to invest in various crowdfunding opportunities from the SME, Mortgages sector.
At Prestamype, you can start investing with PES 100.
The investment models Prestamype operates is Debt, P2P lending.
