ECSP license

LANDE

Farming

LANDE is a crowdfunding platform for financing agriculture, created by a team with over 10 years’ experience in lending and real estate, led by two professionals from the secured lending sector.

Minimum investment

50 EUR

Advertised return

N/A

Investors

N/A

Payment options

N/A

Total funding volume

N/A

Average loan duration

N/A

What does LANDE offer?

LANDE is a crowdfunding platform focused on financing the agricultural sector.

LANDE team has been working together in the lending and real estate business for more than 10 years. Team includes an experienced in-house debt collection department and strong sales team with working experience in finance.

It all goes back to 2019, when two experienced professionals from the secured lending sector Ņikita Gončars and Edgars Tālums became aware that there is a niche in the crowdlending market, as none of the existing market players offered low-LTV investment deals.

The secured lending business under the leadership of Ņikita and Edgars had bought its strategic investors a return of over 10%. Now through the platform they are ready to offer investment opportunities for the public.

Both founders know how to communicate with the regulator, and are experienced in AML, legal, and IT aspects, which make it possible for them to efficiently run the company.

Who can invest on LANDE?

Anyone who has a Single Euro Payments Area (SEPA) bank account. The full country list is indicated in the registration process, and it can be supplemented.

LANDE is a member of Association of real estate investment platforms (AREIP).

Profile strength: Intermediate

Would you invest via LANDE?

What is the target industry of the LANDE crowdfunding website?

LANDE offers to invest in various crowdfunding opportunities from the Farming sector.

What is the minimum amount needed to invest at LANDE crowdfunding platform?

At LANDE, you can start investing with 50€.

What types of investment does the LANDE crowdfunding platform provide?

The investment models LANDE operates is P2P lending.

General information

LANDE is a Latvian based crowdfunding platform, which was founded in 2020. Till now, more than EUR 2500000 has been invested through the platform. LANDE does not have an investment brokerage/crowdfunding license. The platform offers agricultural loans secured wither with land, machinery, or grains. LANDE provides information about the projects with necessary details that are important for investors such as the address, collateral, and personal guarantee.

Conclusion

LANDE is a crowdfunding platform with the promised return of 14%, which is above the market average return, and with the option to diversify the investments. The platform offers necessary options such as secondary market and withdrawal, but there is no buyback guarantee. However, there is a personal guarantee for some loans, and collateral to the payment of loans. There is information about the key team members on their web page, the team is made of professionals with experience in the financial sector. The platform publishes its annual reports with limited information, but not historical loan books. The financial statements for 2020 show that the platform has sufficient current assets to meet its short-term obligation, and it is more debt-financed rather than equity.

Board team

LANDE provides information about the owners and managing team. The owners come from the lending and financial sectors as both owners are also known as the co-owners of Latvijas Hipoteka Ltd-a mortgage and agricultural lending service provider. Part of managing teamwork with Latvijas Hipoteka as well, for instance, the CEO Nikita is the CFO at Latvijas Hipoteka. Also, the founders were involved in the real estate market previously. LANDE team consists of other experienced professionals who have professional and academic backgrounds related to the industry such as Law and Finance.

Would you invest via LANDE?