Fundaro is a Spain-based (Málaga) P2P real estate lending platform, operated by Fundaro Ltd. and governed under Latvian law, currently in private beta and onboarding via a waitlist. It structures loans through Special Purpose Vehicles (SPVs) to finance residential property acquisitions in Spain and Southern Europe, targeting fixed annual returns of up to 20%.
Offer for Investors:
Investors (“Lenders”) fund loans tied to specific properties, structured through project-linked SPV accounts rather than a general pooled fund. The platform runs two strategies — Rental (property acquired and let long-term, serviced by rental income, 24–36 month terms, up to 18% p.a.) and Resale (property acquired, renovated, and sold, serviced by sale proceeds, 12–24 month terms, up to 20% p.a.). Interest is paid quarterly directly to the investor’s bank account, with principal returned at term end. An Auto-Allocation feature allows automated fund deployment based on user-defined settings, and a live dashboard tracks active loans, accrued interest, and repayment dates.
Fundaro offers to invest in various crowdfunding opportunities from the Real estate sector.
At Fundaro, you can start investing with €500.
The investment models Fundaro operates is Debt, P2P lending.
