Offer for Investors:
- Fund loans made to businesses, secured against real estate and other collateral, in exchange for interest paid quarterly and principal returned in a lump sum at maturity.
- Each loan is reviewed by CAPIMA’s internal underwriting team and a review committee before listing, and collateral is valued by an independent real estate appraiser, with a covenant that keeps collateral coverage above a stated floor for the fund’s duration.
- A fund reviewed on the platform targeted an 8% annual rate (pre-tax) over a 12-month term, secured by a first-position mortgage covering roughly 59–69% of the loan amount.
- An 8-day cooling-off period lets investors withdraw an application after it’s accepted.
- Funds have covered real estate acquisition and working capital for regional-revitalization businesses, land purchases, disaster-recovery projects, and renewable-energy developments such as small wind farms.
Investors: A bank transfer fee applies when depositing funds into the investment account (the exact amount depends on the investor’s own bank); no fee is charged when the platform sends funds onward.
CAPIMA offers to invest in various crowdfunding opportunities from the Real estate, Green energy, Social cause sector.
At CAPIMA, you can start investing with JP¥10,000.
The investment models CAPIMA operates is Debt.