**Alixco – Digital Finance, SME Finance & Investment Solutions**
Alixco is an established Malaysian fintech and digital investment platform offering regulated Peer-to-Peer (P2P) financing, SME lending and Equity Crowdfunding (ECF). Operated by FBM Crowdtech Sdn Bhd, a Recognized Market Operator registered with the Securities Commission Malaysia, Alixco has facilitated over RM240 million in SME financing since its establishment in 2015.
**SME Financing & Business Lending**
Alixco connects Malaysian SMEs with investors, providing alternative financing solutions for working capital, business expansion, invoice financing and supply-chain financing through a digital marketplace.
**P2P Investment Opportunities**
Individual and institutional investors can access SME financing opportunities with defined investment terms, credit assessments and risk information. Investment returns depend on campaign performance and are not guaranteed.
**Equity Crowdfunding**
Alixco enables eligible businesses to raise equity capital from investors, supporting entrepreneurship, business expansion and access to growth funding.
**Digital Finance Infrastructure**
Our platform integrates investor onboarding, KYC/AML verification, credit assessment, financing origination, investment administration, trust account arrangements, repayment monitoring and regulatory reporting.
**Institutional & Strategic Partnerships**
Alixco welcomes cooperation with banks, digital banks, fintech companies, venture capital firms, family offices and institutional investors. Opportunities include institutional funding, SME lending partnerships, co-origination, embedded finance, supply-chain financing and technology integration.
With established regulatory recognition, operational infrastructure and experience in Malaysia’s SME financing market, Alixco offers a strategic entry point for financial institutions and fintech groups exploring opportunities in Malaysia and Southeast Asia.
Alixco welcomes eligible Malaysian and international investors, including individual, sophisticated and institutional investors, subject to applicable regulatory requirements.
Investors can access P2P financing opportunities involving Malaysian SMEs and equity crowdfunding opportunities in eligible businesses.
All investors are subject to identity verification, KYC/AML requirements and applicable investment limits. Investment opportunities carry risks, including potential loss of capital, and returns are not guaranteed.
**Investors:** Alixco does not charge upfront investment fees.
A small service fee ranging from 0.35% to 2% applies to repayments received, depending on the campaign structure and tenure. Fees are deducted only upon repayment, meaning investors are not charged if no repayment is received. All applicable fees are disclosed in the investment terms.
Alixco offers to invest in various crowdfunding opportunities from the Startups, SME sector.
At Alixco, you can start investing with €50.
The investment models Alixco operates is Equity, P2P lending.
