Regulation
Trends
SME
P2P lending
Europe
ECSPR Regulation Standardizes and Strengthens P2P Lending Across Europe
The European Crowdfunding Service Providers Regulation (ECSPR) has unified licensing and oversight for P2P lending and crowdfunding platforms across the EU. Since November 2023, only ECSP-licensed platforms can operate, ending fragmented national regimes. The regulation introduces capital requirements, project caps, and standardized disclosures, aiming to enhance investor protection and market comparability.
Market Data
P2P lending
Household Lending Market Projected to Reach $8.9 Trillion by 2030 Driven by Digital Platforms
A new report forecasts the household lending market will grow to $8,913.19 billion by 2030, with a CAGR of 9.9%. Growth is attributed to AI-driven underwriting, digital mortgage platforms, and increased financial inclusion. The report highlights leading companies such as LendingClub, Prosper Marketplace, and Peerform, and details market segmentation by loan type and provider.
Platform Update
Tokenized
USA
Ondo Expands US Regulatory Approval for Tokenized Securities Offerings
Ondo has received broader regulatory authority in the United States to offer tokenized securities. This development enables the platform to expand its services and reach more investors within the US market. The move reflects growing acceptance of real-asset tokenization in regulated financial markets.
Platform Update
United Kingdom
Crowdfunder.co.uk Introduces Match Funding and New Engagement Features
Crowdfunder.co.uk has announced the rollout of new features, including match funding options and enhanced engagement tools such as TikTok integrations. These updates aim to improve campaign visibility and user experience on the platform. The changes reflect Crowdfunder's ongoing efforts to support project owners and attract a wider audience.
Trends
Market Data
Real estate
Real Estate Crowdfunding Market Projected to Reach $173.37 Billion by 2030
A new market study forecasts the real estate crowdfunding sector to grow to $173.37 billion by 2030, with a CAGR of 42.9%. The report highlights key drivers such as technological advancements, regulatory clarity, and increased adoption of tokenized assets. It also identifies leading platforms and analyzes trends like AI integration and fractional ownership models.
Market Data
P2P lending
Peer-to-Peer Lending Market Forecasts 30.1% CAGR, Reaching $938 Billion by 2030
A new report projects the global peer-to-peer lending market will reach $938.02 billion by 2030, growing at a 30.1% CAGR. The analysis highlights key drivers such as regulatory improvements, blockchain integration, and increased demand from small businesses. Leading platforms and emerging trends, including AI-driven credit scoring and DeFi-based lending, are also discussed.
Trends
Market Data
Health & Science
Medical Crowdfunding Services Market Projected to Reach $9.19B by 2030
A new report forecasts the medical crowdfunding services market will grow to $9.19 billion by 2030, with a CAGR of 15.9%. Growth is driven by AI-powered fundraising tools, increased cross-border demand, and enhanced security and transparency features. The report highlights leading platforms, key trends, and detailed market segmentation by type, platform, and application.
Market Data
SME
Malaysia
Survey Finds Malaysian MSMEs Underutilise Alternative Financing Channels
A recent ACCCIM survey reveals that Malaysian micro, small, and medium enterprises continue to face challenges in accessing affordable and timely financing. The majority rely on conventional banks, while alternative channels like P2P lending and equity crowdfunding remain underused. Over one-third of respondents are unaware of these options, highlighting a need for greater outreach and education.
Trends
Market Data
Peer-to-Peer Crowdfunding Market Projected to Reach $18.85B by 2030
A new market study forecasts the peer-to-peer crowdfunding sector to grow to $18.85 billion by 2030, with a CAGR of 13.3%. The report highlights key trends, major industry players, and the increasing adoption of blockchain and AI technologies. It also details market segmentation by investment type, platform, project, and industry vertical.
Success Story
Reward
Cult of the Lamb Board Game Crowdfunding Surpasses 3,300% of Goal in Two Days
The Cult of the Lamb board game campaign on Kickstarter raised over £629,000, exceeding its £18,950 goal by 3,300% within two days. Developed by Paper Fort Games, the campaign launched on July 21 and will run until August 15. The game supports multiple languages and offers international shipping. Backers responded strongly to the adaptation of the video game's mechanics into a tabletop format.
Trends
Platform Update
SME
P2P lending
Malaysia
CapBay, BJAK, and Boost Recognised in CNBC’s 2026 Global Fintech Ranking
Three Malaysian fintech firms—CapBay, BJAK, and Boost—have been included in CNBC and Statista's 2026 global ranking of top fintech companies. CapBay retained its position for alternative financing, while BJAK and Boost were new entrants in insurance and payments, respectively. The recognition highlights the growth and diversification of Malaysia's digital finance sector.
Campaign News
Farming
Debt
USA
Riley’s Farm Seeks to Raise Up to $124,000 via Honeycomb Credit Crowd-Lending Campaign
Riley's Farm in Oak Glen has launched a crowd-lending campaign on Honeycomb Credit to address high-interest debt accumulated during the pandemic. The campaign aims to raise between $75,000 and $124,000, offering a 10% return to investors. As of July 23, $68,500 has been raised from 56 investors, with 22 days remaining. The funds will help the farm replace costly loans and stabilize operations.