Business plan and Executive summary

As of the beginning of 2025, eStock Projects GmbH has secured contracts worth a total of €812,375. These contracts include supply, servicing, and installation components, underscoring the company’s commitment to providing comprehensive solutions. The company entering 2025 with ambitious plans to expand its market presence, enhance operational efficiency, and establish a foothold in emerging markets. The company is actively working to increase its working capital, which will support the execution of larger contracts and improve supply chain reliability. Additionally, plans are underway to secure a dedicated warehouse or relocate to a more spacious office with integrated storage facilities. This strategic move will optimize inventory management and ensure scalability to meet growing client demands.

Geographic diversification is a key focus for 2025. The company is targeting high-growth regions such as Tanzania, South Africa, Kenya, and Uganda, where industrial development and stricter environmental standards are driving demand for advanced filtration solutions. Preliminary discussions with potential clients in these countries indicate opportunities in sectors such as manufacturing, energy, agriculture, and healthcare. By establishing partnerships with local distributors and participating in trade shows, eStock Projects GmbH aims to build a strong presence in these markets and diversify its revenue streams.

Additionally, the company is exploring opportunities in South America, where one distributor has signed a letter of intent to begin cooperation. While formal collaboration has not yet started, this development highlights the potential for further market expansion.

Key Financials

• 2023: Revenue growth: €421,390.90 (116.7% increase) 
• 2023: Net profit margin: €235,526.16 (55.9%)
• 2024: Revenue growth: €793,421.25 (88.2% increase)
• 2024: Net profit margin: €119,013.20 (15.0%)
• As of the beginning of 2025, eStock Projects GmbH has secured contracts worth a total of €812,375
• Structured its €580,000 loan into four tranches to finance its working capital needs
• The existing inventory value of €80,000, projected to increase to €160,000 with growth in operations
• Established with a stated capital of €35,000

Loan Collateral

eStock Projects GmbH does not offer traditional fixed-asset collateral for the requested loan of €580,000. Instead, the company’s financial operations and consistent cash flow provide alternative forms of security that demonstrate its ability to meet financial obligations. 

• Cash Reserves: On average, the company maintains a balance of €30,000 to €50,000 in its accounts. These reserves provide immediate liquidity, ensuring that the company can address short-term obligations and reduce lender risk.
• Contract-Backed Cash Flow: The company’s ongoing contracts through June 2025 secure a steady stream of revenues. While this cash flow serves as a temporary form of dynamic collateral, it will cease to be relevant after the completion of these contracts in mid-2025. Nevertheless, the stability provided during this period ensures that financial obligations can be met during the early phases of the loan.
• Inventory: The company consistently holds approximately €80,000 worth of filtration equipment in its warehouse. This inventory is crucial for meeting client demands and maintaining operational continuity. Furthermore, as part of the 2025 growth plan, inventory levels are expected to double to €160,000, providing additional financial security and operational flexibility.