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Description
Headquartered in Madrid, Spain, RapiCredit Iberica is a technology-driven fintech lender launched in November 2025. The firm supports financial inclusion across the Spanish market by providing eligible adults with the flexible, quick-access capital necessary to manage unexpected expenses and emergencies.
The company is led by a team of credit experts and utilises an integrated decision-making model to ensure streamlined, 100% digital processing. RapiCredit Iberica employs a validated risk model focused on identity, debt capacity, and employability.
As a member of the emerging fintech ecosystem in Spain, RapiCredit Iberica follows recognised industry standards for microcredits, a sector where Spain channels approximately 40% of the total European volume. The company ensures its activities are backed by a methodical approach to market penetration, leveraging a business model projected to be two to four times more profitable per unit than traditional markets.
At Lendermarket, RapiCredit Iberica provides a buyback guarantee to secure its obligations. RapiCredit Iberica offers consumer microcredits with the option for up to eight extensions.
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About the Lendermarket
At Lendermarket we connect investors – private persons and institutions – to loans issued by carefully selected loan originators from various countries around the globe, in one online P2P investment marketplace.
Minimum investment
10 EUR Advertised return
13.46% Investors
22,848 Payment options
Bank transfer, Direct debit Total funding volume
658,800,000 EUR Average loan duration
6.3 months What does Lendermarket offer?
We focus on helping our customers achieve long-term profitability by offering a wide list of credit portfolios with different risk levels and building the most accessible platform that is both secure and easy to use. We believe that the key to investment success is striking the right balance between risk and reward in your portfolio.
Introducing Auto Invest FLEX — our flexible automated investment option with an early-exit feature. Unlike standard Auto Invest, FLEX lets you request to exit part or all of your active portfolio (10%–100%) before loan maturity, subject to demand from other investors. Each portfolio is tied to a specific Loan Originator and shows the key details upfront — interest rate, term range, and service type (Regulated or Unregulated). An early-exit fee applies (50% of the portfolio’s annual interest rate). As with all investing, returns are not guaranteed and capital is at risk.
Min Investment
€100
Advertised Return
7-10%
Secondary Market
No
Auto-Invest
No
Min Investment
€25
Advertised Return
6%
Secondary Market
No
Auto-Invest
Yes
Popular
Min Investment
€50
Advertised Return
14.9%
Auto-Invest
Yes
Popular
Debitum Investments
Verified platform
Regulated
Min Investment
€10
Advertised Return
14.83%
Auto-Invest
Yes
Popular
Min Investment
€10
Advertised Return
12%
Auto-Invest
Yes
Min Investment
£10
Advertised Return
15%
Auto-Invest
Yes
Min Investment
€5
Advertised Return
5.44%
Auto-Invest
Yes
Min Investment
₹500
Advertised Return
8%
Auto-Invest
No