Finzy provides investors with an opportunity to earn risk-optimized returns by lending to carefully selected borrowers. The platform facilitates investments in personal loans, offering returns that can be as high as 2.5 times the average bank fixed deposit rates.
For borrowers, Finzy offers quick personal loans up to ₹5,00,000 with interest rates starting at 10.99% per annum. The application process is entirely online, and loans can be funded in as little as 48 hours. Borrowers benefit from flexible repayment options, including the ability to prepay loans without any penalties.
Indian citizens and residents above 18 years old who are interested in P2P lending can participate on the Finzy platform.
Finzy offers to invest in various crowdfunding opportunities from the Personal loans sector.
At Finzy, you can start investing with ₹5,000.
The investment models Finzy operates is P2P lending.