General information
Emprestamo is a Spanish invoice financing platform, which was founded in 2018. The platform acquires the invoices on behalf of investors, who in exchange for their investment obtain a return on the operation. This return is set between 4.5% and 11% per year depending on the risk assigned to the debtor and the term of the operation. To date, more than 500 invoices has been financed through the platform.
Conclusion
Emprestamo is a Spanish invoice financing platform that offers a return on investment of up to 7.2 percent. The site has features like auto-invest, but not the secondary market. The platform makes information about its founders and crew available to the public. The platform's annual report for the previous fiscal financial year is not available on their website. Emprestamo does not publish its historical loan books either.
Board team
Emprestamo are in SegoGroup that has 3 major shareholders : Angels Investment Fund, Picaval and GVC Gaesco. CEO of Emprestamo is Sergio Valcarcel who is also a Director of Operations in SegoGroup.