Emprestamo

Emprestamo offers quick and easy financing solutions for companies with pending invoices, without requiring personal guarantees or endorsements, through its online platform.

Minimum investment

50 EUR

Advertised return

N/A

Investors

N/A

Payment options

N/A

Total funding volume

N/A

Average loan duration

N/A

What does Emprestamo offer ?

Emprestamo is an alternative to bank financing for all those companies that need to request an advance on their invoices. Through the web, companies that have invoices pending collection with clients, will get financing to suit them, in less than 48 hours, without personal guarantees or endorsements, and without consuming CIRBE.

Profile strength: Intermediate

Would you invest via Emprestamo?

What is the target industry of the Emprestamo crowdfunding website?

Emprestamo offers to invest in various crowdfunding opportunities from the SME sector.

What is the minimum amount needed to invest at Emprestamo crowdfunding platform?

At Emprestamo, you can start investing with €50.

What types of investment does the Emprestamo crowdfunding platform provide?

The investment models Emprestamo operates is P2P lending.

General information

Emprestamo is a Spanish invoice financing platform, which was founded in 2018. The platform acquires the invoices on behalf of investors, who in exchange for their investment obtain a return on the operation. This return is set between 4.5% and 11% per year depending on the risk assigned to the debtor and the term of the operation. To date, more than 500 invoices has been financed through the platform.

Conclusion

Emprestamo is a Spanish invoice financing platform that offers a return on investment of up to 7.2 percent. The site has features like auto-invest, but not the secondary market. The platform makes information about its founders and crew available to the public. The platform's annual report for the previous fiscal financial year is not available on their website. Emprestamo does not publish its historical loan books either.

Board team

Emprestamo are in SegoGroup that has 3 major shareholders : Angels Investment Fund, Picaval and GVC Gaesco. CEO of Emprestamo is Sergio Valcarcel who is also a Director of Operations in SegoGroup.

Would you invest via Emprestamo?