ECSP license


Verified platform

Spreds is an investment platform for loan and equity crowdfunding, aimed at campaigns raising from €50,000 to €1,000,000. It connects innovative entrepreneurs with a range of investors, offering an accredited, tax-transparent legal structure for greater transparency, education and diversification.

Minimum investment
100 EUR
Advertised return
Payment options
Total funding volume
Average loan duration
What does Spreds offer? is an investment platform that focuses on equity and loan crowdfunding for campaigns that are planning to raise between €50,000 and €1,000,000 thanks to various types of investors (BAs, VCs, Family Offices, Funds, etc).

Our platform offers everyone, regardless of the size of their assets, an easy way to invest in businesses that improve our world. We strive to help them mitigate their investment risks through transparency, education and diversification.

We have developed the first fully regulated platform that combines an online digital investment portfolio and an accredited, tax transparent and compartmentalised legal structure that connects innovative entrepreneurs with passionate investors.

Investment opportunities for everyone. Here at Spreds, we believe in the power of the crowd investing with co-investors. The crowd helps validate the business concept and consumer interest, while experienced investors help to examine the valuation of the company and the potential returns.

Who can invest on Spreds?

Private individuals, companies.

What are Spreds fees?
There are two ways of investing on Spreds: by investing in a loan to an established company or by investing in the equity of high potential startups.
Investing in a loan to SME’s is free of charge for investors. The interest rate shown on the platform is net of Spreds fees (but gross of the withholding tax).
For investing in the equity of a startup via Spreds’ platform, Spreds Finance SA/NV will charge a 5% subscription fee on each investment (the project owner has firs the opportunity to let his network invest at a preferential rate of 3%).
Investments made through our Tracers will be subject to a subscription fee of 4% (instead of 5%). The subscription to a Tracer costs €100.
Would you invest via Spreds?
What is the target industry of the Spreds crowdfunding website?

Spreds offers to invest in various crowdfunding opportunities from the Real estate, Startups, SME, Green energy, Health & Science sector.

What is the minimum amount needed to invest at Spreds crowdfunding platform?

At Spreds, you can start investing with 100€.

What types of investment does the Spreds crowdfunding platform provide?

The investment models Spreds operates is Equity, Debt.

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