Platform Offer for Investors
- Annual Returns: Investors can earn annual returns of up to 24%, depending on the specific investment and associated risk factors.
- Minimum Investment: The minimum investment amount is S$100, enabling investors to diversify their portfolios across multiple SME loans.
- Auto-Invest Feature: SmartFunding offers an Auto-Invest feature that allows investors to automatically allocate funds based on their investment and risk preferences.
- Transparency: Each investment opportunity comes with a detailed loan factsheet, providing investors with comprehensive information to make informed decisions.
Platform Offer for Fundraisers
- Loan Amounts: SMEs can apply for financing up to S$500,000.
- Financing Options:
- Term Financing: Short-term loans with flexible repayment periods of 12 to 24 months.
- Buy Now, Pay Later (BNPL): Procurement financing solution allowing SMEs to finance purchases with zero upfront payment and installment plans over 3 to 6 months.
- Interest Rates: Monthly interest rates range between 0.7% and 1.7%.
- Eligibility Criteria: SMEs should have been operating for more than one year with an annual revenue of at least S$150,000. Companies not meeting these criteria may be considered on a case-by-case basis.
SMARTFUNDING bietet an, in verschiedene Crowdfunding-Möglichkeiten aus dem Sektor SME, Education zu investieren.
Bei SMARTFUNDING können Sie mit einer Investition von SGD 100€ beginnen.
Die Investitionsmodelle SMARTFUNDING arbeitet ist P2P lending.