• Stable and secure rental income: The premises generate a stable rental income of around EUR 6,142/month excluding VAT under the existing long-term contracts, ensuring a stable cash flow.
• High liquidity and prestigious location: The pledged property is located in one of the most attractive places in Kaunas - the prestigious Laisves Avenue, ensuring high attractiveness of the property for both tenants and potential buyers.
• Experienced Project Owner: The project owner is a real estate expert with more than 10 years of experience and has successfully completed about 60,000 m² of multi-purpose real estate projects, which demonstrates his ability to effectively manage investment projects and create value.

Interest by investment amount:
– From EUR 100 to EUR 299 – 6.50%
– From EUR 300 to EUR 749 – 7.00%
– From EUR 750 to EUR 3 499 – 7.50%
– From EUR 3 500 to EUR 9 999 – 8.00%
– From EUR 10 000 – 8.50%
Important: Separate investments cannot be combined or added together.

About the Project:
The project owner will allocate part of the raised loan amount, i.e., EUR 157,700, to refinance the existing PROFITUS loan, and the remaining EUR 337,300 will be used for working capital, which will be dedicated to the ongoing project for the construction of an apartment building at Uosio St. 13, Kaunas.

Loan Information:
This loan will be repaid from the sale proceeds of the pledged property, which is estimated to be EUR 660,000 for both properties, while interest payments to investors will be made from the currently generated rental income, which amounts to approximately EUR 6,142/month excluding VAT under the current agreements.

Maximum Project Funding Amount: EUR 500,000. The project will be financed according to the current pledged property valuation until the established loan-to-value (LTV) ratio is reached. Once the maximum LTV is reached, a new property valuation will be required, and further financing stages of the project will be announced and collected only if the maximum LTV is not exceeded.


The amount we plan to raise is expected to be collected within 7 days, with the option to extend to 30 days if the funds are not raised.