SMARTFUNDING

Platform Offer for Investors

• Annual Returns: Investors can earn annual returns of up to 24%, depending on the specific investment and associated risk factors.
• Minimum Investment: The minimum investment amount is S$100, enabling investors to diversify their portfolios across multiple SME loans.
• Auto-Invest Feature: SmartFunding offers an Auto-Invest feature that allows investors to automatically allocate funds based on their investment and risk preferences.
• Transparency: Each investment opportunity comes with a detailed loan factsheet, providing investors with comprehensive information to make informed decisions.

Platform Offer for Fundraisers

• Loan Amounts: SMEs can apply for financing up to S$500,000.
• Financing Options:
  • Term Financing: Short-term loans with flexible repayment periods of 12 to 24 months.
  • Buy Now, Pay Later (BNPL): Procurement financing solution allowing SMEs to finance purchases with zero upfront payment and installment plans over 3 to 6 months.
• Interest Rates: Monthly interest rates range between 0.7% and 1.7%.
• Eligibility Criteria: SMEs should have been operating for more than one year with an annual revenue of at least S$150,000. Companies not meeting these criteria may be considered on a case-by-case basis.