We introduce a new project – "Namai Zubiskiu g. IV", the funds of which will be used to refinance an existing loan. The amount to be raised is EUR 72 600.
The aim of the project:
The project owner will use the raised amount to refinance an existing loan. This loan will be repaid from the proceeds of the sale of the real estate. The houses are already reserved, so this decision will give the project owner time to arrange the documentation for handing over the houses and prepare for a notarial transaction.
The "BALTAI" quarter is a unique residential quarter. Much attention is paid to architectural elements that tastefully use Baltic symbols. Modern architecture has been chosen due to rational construction solutions and possibilities to expand the possibilities of the house by installing terraces on the roofs, adapting the roofs for cars to garages. Technologies implemented in construction and living environments are compatible with ecology, allow efficient use of energy resources and protect nature.
To secure the interests of investors, real estate is pledged with a primary mortgage:
To secure the interests of investors, 5 plots of land are mortgaged with 20 buildings (farm purposes) on them, which actually consist of 7 houses. The purpose of the farm buildings will be changed to residential use in the near future. According to an independent real estate appraiser, the value of the mortgaged property is EUR 703 000.
The maximum planned amount of project financing: EUR 420 000. The project is financed according to the current valuation of the mortgaged property until it reaches the set maximum LTV. Once the maximum LTV is reached, a new valuation of the property will have to be performed and further stages of the Project financing will be announced and collected only if the set maximum LTV of 60% is not exceeded. LTV at this stage - 49%.
Interest by investment amount:
- From EUR 100 to EUR 499 – 12%
- From EUR 500 to EUR 4 999 – 12,5%
- From EUR 5 000 – 13%
Important: investments made separately are not aggregated.
We plan to raise the amount within 7 days, with the option of extending it to 21 days if we do not raise funds.
About the Profitus
Profitus est une plateforme de crowdfunding et d’investissement avec un investissement minimum de 100 euros. Les investissements Profitus sont garantis par des hypothèques immobilières. Votre investissement est sécurisé par une première ou une deuxième hypothèque sur la propriété, ainsi que par d’autres garanties (par exemple, une caution ou une garantie). Les transactions sont gérées par Lemonway, un fournisseur de services de paiement réglementé.
Profitus est une plateforme de crowdfunding et d’investissement dont le principal objectif est de rendre l’investissement accessible à tous. Les investissements commencent à 100 euros, et la plateforme est ouverte 24/7. Les investissements sont garantis par la mise en gage de biens immobiliers et d’autres garanties (par exemple, une indemnité ou une garantie). Différents projets ont différents outils de sécurité auxquels les utilisateurs peuvent accéder en libre-service pour chaque projet.
Profitus consulte la Banque de Lituanie afin d’assurer une conformité parfaite avec la loi. Profitus fonctionne avec Lemonway, un fournisseur de services de paiement réglementé.
