- Stable Income: The pledged asset is a liquid real estate property that generates regular rental income of approximately EUR 1,000 net per month.
- Additional Security: A personal guarantee from an individual additionally secures the full loan amount.
- Developer’s Experience: An experienced real estate developer operating since 2017, who has successfully completed more than 18 residential projects with a total area exceeding 1,500 m².
About the Project:
The project owner pledges administrative premises located at Naugarduko St. 41, Vilnius, in order to raise funds for the company’s working capital needs and to purchase an apartment located at Vytenio St., Vilnius. The pledged property is fully renovated, adapted for modern use, and effectively divided into two separate studio units with areas of 18.16 m² and 19.86 m² according to the established usage procedure. Both premises are currently leased under long-term contracts and generate EUR 1,000 in net monthly rental income. The client has provided valid long-term lease agreements, ensuring a stable cash flow and strengthening the reliability of the pledged asset as a security measure.
The property is located in a strategically convenient area – Vilnius Naujamiestis, close to the Old Town and main city arteries. This is one of the most liquid areas of the capital, where demand for both residential and commercial premises remains high.
Loan Information:
The loan will be repaid from the sale of other real estate assets owned by the company. Interest payments will be covered by rental income from the pledged property or from the company’s working capital.
The targeted amount is planned to be raised within 7 days, with the possibility of extending the term up to 30 days if the full amount is not collected.
About the Profitus
Profitus est une plateforme de crowdfunding et d’investissement avec un investissement minimum de 100 euros. Les investissements Profitus sont garantis par des hypothèques immobilières. Votre investissement est sécurisé par une première ou une deuxième hypothèque sur la propriété, ainsi que par d’autres garanties (par exemple, une caution ou une garantie). Les transactions sont gérées par Lemonway, un fournisseur de services de paiement réglementé.
Profitus est une plateforme de crowdfunding et d’investissement dont le principal objectif est de rendre l’investissement accessible à tous. Les investissements commencent à 100 euros, et la plateforme est ouverte 24/7. Les investissements sont garantis par la mise en gage de biens immobiliers et d’autres garanties (par exemple, une indemnité ou une garantie). Différents projets ont différents outils de sécurité auxquels les utilisateurs peuvent accéder en libre-service pour chaque projet.
Profitus consulte la Banque de Lituanie afin d’assurer une conformité parfaite avec la loi. Profitus fonctionne avec Lemonway, un fournisseur de services de paiement réglementé.