Offer for Investors:
Both individuals and institutions can invest in small-business loans starting from just Rp 10,000, with potential annual returns ranging from 7% to 12.5%. The platform enables passive income through weekly distributions and leverages machine learning for credit scoring. Many loans are backed by collateral or group guarantees, and investors can opt for insurance that covers 75% to 99% of the principal in the event of borrower default.
Offer for Fundraisers:
- Women-led MSMEs in rural/community settings can secure grouped microloans through cooperatives.
- Amartha provides mobile onboarding, community training, scoring, and seamless loan disbursement and repayment tracking systems.
Open to Indonesian residents, including both individuals and institutions.
Fundraisers cover loan service charges (~0.375% per month).
Amartha propose d’investir dans diverses opportunités de crowdfunding du secteur SME.
Chez Amartha, vous pouvez commencer à investir avec IDR 10,000€.
Le modèle d’investissement Amartha fonctionne est P2P lending.
