Scramble

Our Unique Approach

On the 1st of every month, Scramble introduces investors to a curated batch of fast-growing consumer goods brands. These brands produce in-demand products in categories such as organic, eco-friendly, cruelty-free, and vegan. Our platform targets brands with high sales margins, experienced co-founders, and a clear commitment to growth.

Investment Opportunities

We offer short-term loans of six months to consumer brands, with monthly repayments that significantly reduce the risk of failure. Investors make their investments in the entire batch rather than individual businesses with the option to allocate funds based on their risk appetite (Group A or B):

Group A (Senior Loans) offers a target annual return of up to 12.4%. These loans are triple-secured with monthly repayments, a co-founder team, and first-loss capital guarantees. In case of business failure, Group A loans are repaid first.

Group B (Junior Loans) provides a target annual return of up to 25%. These loans are single-secured with co-founder team guarantees. In the event of business failure, Group B loans are repaid after Group A loans.

Selection Process

We’re all about supporting the best. As a platform, we carefully select a limited number of companies that are fully committed to effective development and financial well-being. Using open data sources, we find and analyze companies and their founders with our scoring system, ensuring that we select the most promising consumer goods brands that not only strive for success, but also have a clear path to achieve it. Our key evaluation criteria include the founder’s background, business health and legal security of the companies.

Our main focus is on investors from the EU (European Union) and EEA (European Economic Area) countries. We also welcome investors from other non-restricted areas. As of now, we have investors from 73 countries on our platform.

How to Get Started

Starting your investment journey with Scramble is easy:

• Create an Account: Join our platform effortlessly.
• Check Our Monthly Batch: Review the promising brands we present each month.
• Decide on the Loan Group: Choose between loan groups A and B and allocate your funds according to your risk appetite.
• Join an Investment Round: Start investing with as little as €10.
• Receive Monthly Repayments: Withdraw your cash or reinvest your returns.

Scramble makes investing easy and rewarding – start today and see the difference!

Scramble does not charge investors any fees for using the platform.

Account replenishment:

• Bank transfer – no commission. Deposit 1-3 banking days.
• Credit or debit card – a small commission of the partner bank. Crediting of funds is instant. 

Withdrawal of funds – without any commissions within SEPA zone. SWIFT transfers are subject to correspondent bank fees.