SAVY is the first peer-to-peer lending platform in Lithuania. We unite those who want to borrow and invest on one platform.
SAVY is a joint financing loan with extremely flexible terms for borrowers and guaranteed investment returns for investors. This is a type of lending where people lend to people or businesses. SAVY’s operation is based on a technological platform that connects loan seekers and investors and moderates the borrowing process that takes place between platform users – registered investors and those wishing to borrow.
High investment returns
SAVY investors receive the highest annual interest in the entire peer-to-peer lending and crowdfunding market. Historical average annual interest rate: 21%.
It’s easy to get started
You can try the SAVY platform by investing just 10 EUR.
No Fees
Investing is completely free.
Diversification We
fully understand that investing is always associated with risk, so we offer to break down the risk and invest in 3 types of loans – consumer loans with or without real estate collateral and business loans. In addition, you can invest in loans of different risks by choosing the desired loan amount, loan term, insolvency risk, age of the borrower, income or financial information of the business entity and collateral.
Liquidity
At any time, you can quickly and conveniently sell your investments on the secondary market at a premium or discount.
Safe and transparent environment
All applications submitted to investors are carefully selected by SAVY’s professional team, which consists of lawyers and risk assessors. In addition, we share the risk with you and invest at least 12% of the loan amount in all consumer loans. Due to responsible and transparent risk assessment, loans that are 90 days late. share is the smallest in the entire market and currently accounts for about 5%.
Risk control
To reduce the risk of losses, you can invest with the Investor Fund.
Individuals and companies.
Investing in loans is free.
