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- Experienced developer: The company has been operating in the market since 2022 and during this period has developed 21 residential projects with a total area of 2 520 m².
- Additional security: Additional guarantees for the entire loan amount are provided by natural persons – the company’s shareholder and director, as well as her spouse.
- Experience with PROFITUS: The project owner, in cooperation with the PROFITUS platform, has successfully developed and sold an analogous project in the same location. Settlements with investors were made on time.
Interest rates based on investment amount:
– From 100 EUR to 349 EUR – 8.50%
– From 350 EUR to 749 EUR – 8.70%
– From 750 EUR to 2 499 EUR – 8.90%
– From 2 500 EUR to 7 499 EUR – 9.10%
– From 7 500 EUR – 9.30%
Important: individual investments are not cumulative and cannot be combined.
About the Project:
The project owner pledges personal real estate in order to raise working capital for the implementation of a real estate development project. The construction of a semi-detached residential house is planned in Vilnius district. The total area of the semi-detached house will be 264,66 m². The land plot for this project has already been acquired using the company’s own funds.
Since the previous stage, the foundations have been completed and the first-floor walls have been built.
The planned development is located in Grigaičiai – a rapidly developing area where individual and semi-detached housing projects are actively expanding. The location is attractive due to convenient access to Vilnius city center and the developing residential infrastructure. New projects are being developed nearby, and the project owner, in cooperation with the PROFITUS platform, has already implemented an analogous semi-detached house project on the same street – the property was successfully built and sold.
As a security measure, a residential property owned by the company’s director and her spouse is pledged – a 118,44 m² one-storey house located in Vilnius, at Felicijos Bortkevičienės g. 24. The house is 100% completed, fully finished, and suitable for living.
Loan information:
The loan will be repaid from the proceeds of property sales, while interest to investors will be paid from advance payments or the company’s working capital.
The maximum funding amount is 360 000 EUR (EUR 106,000 already raised). The project is financed based on the current valuation of the pledged property until the maximum loan-to-value (LTV) ratio is reached. Once the maximum LTV is reached, a new property valuation must be carried out, and further funding stages will only be announced and collected if the maximum LTV is not exceeded.
The target amount is planned to be raised within 7 days, with the possibility to extend up to 30 days if the full amount is not collected.
About the Profitus
Profitus est une plateforme de crowdfunding et d’investissement avec un investissement minimum de 100 euros. Les investissements Profitus sont garantis par des hypothèques immobilières. Votre investissement est sécurisé par une première ou une deuxième hypothèque sur la propriété, ainsi que par d’autres garanties (par exemple, une caution ou une garantie). Les transactions sont gérées par Lemonway, un fournisseur de services de paiement réglementé.
Profitus est une plateforme de crowdfunding et d’investissement dont le principal objectif est de rendre l’investissement accessible à tous. Les investissements commencent à 100 euros, et la plateforme est ouverte 24/7. Les investissements sont garantis par la mise en gage de biens immobiliers et d’autres garanties (par exemple, une indemnité ou une garantie). Différents projets ont différents outils de sécurité auxquels les utilisateurs peuvent accéder en libre-service pour chaque projet.
Profitus consulte la Banque de Lituanie afin d’assurer une conformité parfaite avec la loi. Profitus fonctionne avec Lemonway, un fournisseur de services de paiement réglementé.
