• Additional security: Personal guarantees for the entire loan amount are additionally provided by the company’s director and shareholder.
  
• Experience with PROFITUS: The project owner has been cooperating with PROFITUS for more than 2 years. It is a reliable company with stable turnover and consistent profitability. Throughout the cooperation period, no payment delays or breaches of obligations have been recorded.
  
• Liquidity: The collateral consists of fully completed, highly liquid properties in Svencelė, only 900 m from the lagoon and 500 m from the central settlement area. The strategically attractive location ensures the potential to generate stable short-term rental income.

Interest rates by investment amount:
– From 100 EUR to 299 EUR – 9.00%
– From 300 EUR to 749 EUR – 9.25%
– From 750 EUR to 2 499 EUR – 9.50%
– From 2 500 EUR to 7 499 EUR – 9.75%
– From 7 500 EUR – 10.00%
Important: separate investments are not added together and cannot be combined.

About the Project:
UAB „Tarptautinės investicijos“ seeks to refinance its existing obligation on the PROFITUS platform. The company rents out two residential houses at Nendrių g. 5 and 5H, Svencelė village, Priekulė eldership, Klaipėda district. Both properties are fully finished, adapted for holiday / tourist short-term rentals and are currently actively rented out.

The project generates stable cash flow from short-term rentals – the company’s net monthly revenue is about 3 000 EUR (on average 1 500 EUR from each house). Considering the location and seasonality, short-term rental prices in the market vary around 74–145 EUR per night, ensuring continued demand and stable income. The refinancing need arose due to the planned continuation of rental activity and additional working capital requirements.

The collateral properties are located in the western part of Svencelė village, in a rapidly developing new-build recreational and residential district approximately 500 m from the Curonian Lagoon. This coastal recreational location has constant short-term rental demand and convenient accessibility (asphalted roads, public transportation), making the properties attractive and liquid in the market.

Loan information:
The loan will be repaid by refinancing with another credit institution. Interest for investors will be paid from rental income or the company’s operational income.

The maximum planned project financing amount is 247 785 EUR. The amount may be raised in stages. Please note that in later stages the project may be financed using a second-rank mortgage. The project is financed based on the current collateral valuation until the maximum LTV is reached. Once the LTV limit is reached, a new valuation must be performed before further stages can be financed.

Funds are planned to be raised within 7 days, with an option to extend up to 30 days if the target is not reached.