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- Experienced Developer: The Project Owner has more than 30 years of experience in residential real estate development and has already successfully completed a 12-house residential project in the same location. Therefore, the new project is being developed based on extensive experience and established infrastructure.
- Attractive Coastal Location: The project is being developed in a strategically convenient location between Klaipėda and Palanga, close to the Baltic Sea. The attractiveness of the area is enhanced by a nearby international-standard golf complex, an equestrian centre, and other recreational infrastructure.
- Growing Demand: The rapidly developing coastal region is experiencing increasing demand for individual residential houses, while the supply of new residential developments remains limited, creating favourable conditions for the successful implementation and sale of the project.
- Additional security: The company's shareholder and managing director also provides a personal guarantee for the full loan amount.
Interest rates based on investment amount:
– From EUR 100 to EUR 299 – 9.30%
– From EUR 300 to EUR 699 – 9.50%
– From EUR 700 to EUR 1 999 – 9.80%
– From EUR 2 000 to EUR 6 999 – 10.20%
– From EUR 7 000 – 10.60%
Important: Individual investments are not cumulative and cannot be combined.
About the Project:
The project owner is seeking financing for working capital to support the development of a residential quarter consisting of five individual houses at Vėjų Rožės g. 10, Bendikų village, Kretingalė eldership, Klaipėda district municipality. The project will consist of one 140 m² and four 120 m² individual residential houses.
The estimated total sales value of the completed project is approximately EUR 1 300 000 excluding VAT.
The project is being developed by an experienced real estate developer who has already successfully completed a similar residential quarter comprising 12 individual houses in the same location. The current project is located in a strategically attractive area between Klaipėda and Palanga, where demand for individual residential housing continues to grow.
To protect investors' interests, the loan will be secured not only by a mortgage over the development land plot but also by additional real estate collateral—a fully completed residential house with an auxiliary building and a land plot located at Cypos g. 4, Zeigių village, Kretingalė eldership, Klaipėda district municipality.
Loan information:
The loan is expected to be repaid from the proceeds generated by the sale of the completed residential houses or through refinancing with another credit institution. Interest payments will be made from the company's operating income or advance payments.
The maximum planned financing amount for the project, secured by first-ranking and second-ranking mortgages, is EUR 530 000 (Already raised EUR 205,000). The total project loan term is 24 months; however, financing will be raised in stages, and this stage is being offered with a 12-month term. The project is financed based on the current valuation of the pledged assets until the maximum permitted loan-to-value (LTV) ratio is reached. Once the maximum LTV is reached, a new property valuation must be carried out. Subsequent financing stages will be launched and funds raised only if the established maximum LTV ratio is not exceeded.
We plan to raise the target amount within 7 days, with the possibility of extending the fundraising period up to 30 days if the target amount is not reached.
About the Profitus
Profitus est une plateforme de crowdfunding et d’investissement avec un investissement minimum de 100 euros. Les investissements Profitus sont garantis par des hypothèques immobilières. Votre investissement est sécurisé par une première ou une deuxième hypothèque sur la propriété, ainsi que par d’autres garanties (par exemple, une caution ou une garantie). Les transactions sont gérées par Lemonway, un fournisseur de services de paiement réglementé.
Profitus est une plateforme de crowdfunding et d’investissement dont le principal objectif est de rendre l’investissement accessible à tous. Les investissements commencent à 100 euros, et la plateforme est ouverte 24/7. Les investissements sont garantis par la mise en gage de biens immobiliers et d’autres garanties (par exemple, une indemnité ou une garantie). Différents projets ont différents outils de sécurité auxquels les utilisateurs peuvent accéder en libre-service pour chaque projet.
Profitus consulte la Banque de Lituanie afin d’assurer une conformité parfaite avec la loi. Profitus fonctionne avec Lemonway, un fournisseur de services de paiement réglementé.
