- Liquidity: The pledged asset is a fully finished property located in one of the most in-demand residential districts of Kaunas, where housing demand remains stable in both the sales and rental segments. The Dainava neighborhood benefits from well-developed infrastructure, convenient transport connections, and an active secondary market.
- Experienced developer: The Client has been operating in the real estate market since 1997 and has completed 8 residential projects with a total area of 8,400 m². The accumulated experience enables efficient project management from development through to successful completion and sale.
- Additional security: The company’s CEO provides a personal guarantee for the full loan amount.
About the Project:
The project owner pledges a fully finished, good-condition 45.44 m² apartment located in Kaunas, Dainava eldership. The property is situated in one of the most liquid residential districts of Kaunas, characterized by developed social and engineering infrastructure and convenient access to the city center (approx. 4 km) and other districts. The location is attractive both for owner-occupation and rental investment, ensuring stable liquidity and demand in the secondary market.
The apartment is fully equipped, well maintained, and requires no additional investment. It is currently not rented but has the potential to generate rental income or to be sold on the market. The projected sale price is EUR 137,999.
Purpose of financing - to refinance another creditor's loan and to raise additional working capital for the company. Funds will be allocated to the development and construction of new real estate projects. Part of the funds may be used to optimize short-term liabilities (including possible settlement of a EUR 50,737.52 outstanding tax liability with the State Tax Inspectorate), in order to balance cash flow and strengthen financial stability.
Loan information:
The loan will be repaid from the proceeds of the pledged property sale, while interest will be paid from the company’s operating income (including proceeds from other real estate sales).
About the Profitus
Profitus est une plateforme de crowdfunding et d’investissement avec un investissement minimum de 100 euros. Les investissements Profitus sont garantis par des hypothèques immobilières. Votre investissement est sécurisé par une première ou une deuxième hypothèque sur la propriété, ainsi que par d’autres garanties (par exemple, une caution ou une garantie). Les transactions sont gérées par Lemonway, un fournisseur de services de paiement réglementé.
Profitus est une plateforme de crowdfunding et d’investissement dont le principal objectif est de rendre l’investissement accessible à tous. Les investissements commencent à 100 euros, et la plateforme est ouverte 24/7. Les investissements sont garantis par la mise en gage de biens immobiliers et d’autres garanties (par exemple, une indemnité ou une garantie). Différents projets ont différents outils de sécurité auxquels les utilisateurs peuvent accéder en libre-service pour chaque projet.
Profitus consulte la Banque de Lituanie afin d’assurer une conformité parfaite avec la loi. Profitus fonctionne avec Lemonway, un fournisseur de services de paiement réglementé.
